Illustration, not the actual card design.
Brim · Earns Flying Blue points
Air France KLM World Elite Mastercard
Annual fee
$132
Market
Canada · CAD
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Every year
−$132
Costs $132 a year until your spending covers it.
Plus 13 benefits with no fixed dollar value, like Emergency Medical Insurance, Trip Cancellation Insurance and Trip Interruption Insurance. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
No welcome offer right now. Offers come and go; the rates below are what this card earns every day.
What it earns
Valued at 1¢ per point. Flying Blue points can be worth more on travel. How that works
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Dining & Restaurants | 2 pts per $ | 2¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Insurance · 12
- Emergency Medical Insurance
Out-of-province/country emergency medical, up to $5,000,000 per person per trip, first 15 days (3 days if 65+)
- Trip Cancellation Insurance
Up to $2,000 per person, $5,000 per trip for all insured combined
- Trip Interruption Insurance
Up to $5,000 per person, $25,000 per trip for all insured combined
- Flight Delay Insurance
Flight delayed more than 4 hours: up to $1,000 per trip for all insured combined
Show all 12Show fewer
- Baggage Delay Insurance
Bag delayed more than 6 hours: up to $500 per person, $1,000 per trip, for essentials
- Lost Baggage Insurance
Up to $1,000 per person, $2,000 per trip for all insured combined
- Rental Car Collision Damage Insurance
Rentals up to 48 days, MSRP up to $85,000; decline the agency's CDW and charge the rental to the card
- Hotel Burglary Insurance
Up to $2,500 per occurrence for all insured combined
- Common Carrier Travel Accident Insurance
Accidental death or dismemberment on a common carrier, up to $150,000 per person
- Mobile Device Insurance
Lost, stolen or damaged phone/tablet, up to $1,500 per occurrence
- Purchase Protection
Theft or damage for the first 90 days on items paid in full with the card
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year
Status
- 30 XP Each Card Anniversary
30 Flying Blue XP credited on each card anniversary, counting toward Silver/Gold/Platinum status
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by Brim. Card and program names belong to their owners.
Details last checked Oct 10, 2026.