Illustration, not the actual card design.

CIBC · Earns CIBC Aventura points

CIBC Aventura Visa

Annual fee

None

Welcome offer

Up to 12,500 points

Market

Canada · CAD

Biggest part of the offer: Spend $1,000 in your first 4 months.

See full terms at CIBC

What it's worth before you spend

Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.

Year 1

$125

+$125 welcome bonus
+$0 yearly credits
−$0 fee

Year 2

$0

+$0 yearly credits
−$0 fee

Every year after

$0

+$0 yearly credits
−$0 fee

Plus 4 benefits with no fixed dollar value, like Car rental discounts, Common Carrier Accident Insurance and Purchase Security. Their worth depends on how you use the card, so they're not counted above. See them all

Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.

Welcome offer

Offer may end without notice. Not available if you have opened, transferred or cancelled another Aventura card within the last 12 months. Only newly approved accounts qualify; transfers and product changes from other CIBC credit cards are excluded.

  1. 1Complete each of five activities within 60 days of approval (email, eStatements, add an authorized user, hold a CIBC chequing account, add the card to a mobile wallet)500 pts × 5≈ $25 est.Year 1
  2. 2Spend $1,000 in your first 4 months10,000 pts≈ $100 est.Year 1

Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.

What it earns

Valued at 1¢ per CIBC Aventura point.

Where you spendEarnsBack per $1 (est.)
Gas & Fuel1 pt per $1¢
Groceries1 pt per $1¢
Drugstore & Pharmacy1 pt per $1¢
Everything else0.5 pts per $0.5¢

What else you get

Perks

  • Car rental discounts

    Discounts at participating rental locations worldwide when you pay with the card

Insurance

  • Common Carrier Accident Insurance

    Accidental death or dismemberment on a common carrier, up to $100,000 per person

  • Purchase Security

    New items lost, stolen or damaged within 90 days; $60,000 maximum per cardholder across all CIBC cards

  • Extended Protection

    Doubles the manufacturer's warranty, up to 1 extra year

Got this card? We'll tell you when to use it.

PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.

Fine print

Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by CIBC. Card and program names belong to their owners.

Details last checked Oct 10, 2026.