Illustration, not the actual card design.
CIBC · Earns CIBC Aventura points · Business card
CIBC Aventura Visa for Business
Annual fee
$139 · waived year one
Welcome offer
Up to 70,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $40,000 in your first 12 monthly statement periods.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$200
+$200 welcome bonus
+$0 yearly credits
−$0 fee (waived)
Year 2
$361
+$500 welcome bonus
+$0 yearly credits
−$139 fee
Every year after
−$139
Costs $139 a year until your spending covers it.
Plus 9 benefits with no fixed dollar value, like Trip Cancellation Insurance, Trip Interruption Insurance and Flight Delay Insurance. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Offer may end without notice. Not available if you have opened, transferred or cancelled another Aventura card within the last 12 months. Only newly approved accounts qualify; transfers from another CIBC credit card to this card are excluded. The annual fee is rebated for each of the first two years, for the primary cardholder and up to nine authorized users set up at application.
- 1Make your first purchase20,000 pts≈ $200 est.Year 1
- 2Spend $40,000 in your first 12 monthly statement periods50,000 pts≈ $500 est.Year 2
- First-year annual fee waived$139savedYear 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per CIBC Aventura point.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Travel | 1.5 pts per $ | 1.5¢ |
| Gas & Fuel | 1.5 pts per $ | 1.5¢ |
| Transit | 1.5 pts per $ | 1.5¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Insurance · 9
- Trip Cancellation Insurance
Trip cancelled for a covered reason, up to $1,000 per person, $5,000 per trip for everyone combined
- Trip Interruption Insurance
Trip interrupted or delayed for a covered reason, up to $2,000 per person per trip
- Flight Delay Insurance
Meals and hotel when a flight is delayed 4 hours or more, up to $500 for all insured persons combined
- Baggage Delay Insurance
Checked baggage delayed 6 hours or more, up to $500 per person, $1,000 combined
Show all 9Show fewer
- Lost Baggage Insurance
Checked or carry-on baggage lost, damaged or stolen, up to $500 per person, $1,000 combined
- Rental Car Collision Damage Insurance
Rental car theft, loss or damage, up to $85,000 per rental, rentals up to 48 days
- Common Carrier Travel Accident Insurance
Accidental death or dismemberment as a passenger on a plane, train, bus or ship, up to $500,000
- Purchase Protection
Loss, theft or damage to new items within 90 days of purchase; $60,000 maximum per cardholder across all CIBC cards
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year, on eligible new items bought with the card
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by CIBC. Card and program names belong to their owners.
Details last checked Oct 10, 2026.