Illustration, not the actual card design.
CIBC · Earns CIBC Aventura points
CIBC Aventura Visa Infinite
Annual fee
$139 · waived year one
Welcome offer
Up to 60,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $3,000 in your first 4 monthly statement periods.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$600
+$600 welcome bonus
+$0 yearly credits
−$0 fee (waived)
Year 2
−$139
Costs $139 a year until your spending covers it.
Every year after
−$139
Costs $139 a year until your spending covers it.
Plus 16 benefits with no fixed dollar value, like NEXUS Statement Credit, Car rental discounts and Visa Airport Companion Lounge Visits. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Offer may end without notice. Not available if you have opened, transferred or cancelled another Aventura card within the last 12 months. Only newly approved accounts qualify; transfers and product changes from other CIBC credit cards are excluded. The first-year fee rebate covers you and up to three authorized users added at application, and the account must be open and in good standing when it is awarded.
- 1Make your first purchase15,000 pts≈ $150 est.Year 1
- 2Spend $3,000 in your first 4 monthly statement periods30,000 pts≈ $300 est.Year 1
- 3Spend $5,000 in total in your first 4 monthly statement periods15,000 pts≈ $150 est.Year 1
- First-year annual fee waived$139savedYear 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per CIBC Aventura point.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Gas & Fuel | 1.5 pts per $ | 1.5¢ |
| Groceries | 1.5 pts per $ | 1.5¢ |
| Drugstore & Pharmacy | 1.5 pts per $ | 1.5¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Statement credits
- NEXUS Statement Credit$200
NEXUS application fee charged to the card, rebated as a statement credit of up to $200 CAD
Worth about US$120 per application · CBSA's price, 5-year membership; non-refundable, checked Oct 2026
Every few years
Perks
- Car rental discounts
Car rental discounts at participating locations worldwide when you pay with the card
- Visa Airport Companion Lounge Visits
4 free visits a year at 1,200+ Visa Airport Companion lounges worldwide, for you or your guests
Worth about US$32 per person, per visit · Visa's price, Price once any free visits are used; subject to change, checked Oct 2026
Enroll first - Visa Infinite Concierge
24/7 Visa Infinite Concierge for reservations, tickets and travel help, 1 888 853-4458
Insurance · 12
- Emergency Medical Insurance
Out-of-province emergency medical, up to $5,000,000 per person per trip, first 15 days, 64 or under
- Trip Cancellation Insurance
Trip cancelled for a covered reason, up to $1,500 per person, $5,000 per trip for everyone combined
- Trip Interruption Insurance
Trip interrupted or delayed for a covered reason, up to $2,000 per person per trip
- Flight Delay Insurance
Meals and hotel when a flight is delayed 4 hours or more, up to $500 for all insured persons combined
Show all 12Show fewer
- Baggage Delay Insurance
Checked baggage delayed 6 hours or more, up to $500 per person, $1,000 combined
- Lost Baggage Insurance
Checked or carry-on baggage lost, damaged or stolen, up to $500 per person, $1,000 combined
- Rental Car Collision Damage Insurance
Rental car theft, loss or damage, up to $85,000 per rental, rentals up to 48 days
- Hotel Burglary Insurance
Personal items stolen when your hotel room is broken into, up to $2,500 per occurrence
- Common Carrier Travel Accident Insurance
Accidental death or dismemberment as a passenger on a plane, train, bus or ship, up to $500,000
- Mobile Device Insurance
Phone or tablet lost, stolen or accidentally damaged, up to $1,000 per occurrence per person
- Purchase Protection
Loss, theft or damage to new items within 90 days of purchase; $60,000 maximum per cardholder across all CIBC cards
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year, on eligible new items bought with the card
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by CIBC. Card and program names belong to their owners.
Details last checked Oct 10, 2026.