CIBC Aventura Visa Infinite Privilege

Annual fee

$499

Market

Canada · CAD

See full terms at CIBC

What it's worth before you spend

Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.

Every year

−$299

Costs $299 a year until your spending covers it.

Plus 17 benefits with no fixed dollar value, like NEXUS Statement Credit, Avis and Budget rental discount and Visa Airport Companion Lounge Visits. Their worth depends on how you use the card, so they're not counted above. See them all

Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.

Welcome offer

No welcome offer right now. Offers come and go; the rates below are what this card earns every day.

What it earns

Valued at 1¢ per CIBC Aventura point.

Where you spend	Earns	Back per $1 (est.)
Dining & Restaurants	2 pts per $	2¢
Gas & Fuel	2 pts per $	2¢
Entertainment	2 pts per $	2¢
Transit	2 pts per $	2¢
Groceries	2 pts per $	2¢
Everything else	1.25 pts per $	1.25¢

What else you get

Statement credits

Annual Travel Credit$200/yr
$200 a calendar year on travel booked through CIBC's travel platform (CIBC by Expedia / Rewards Centre)
NEXUS Statement Credit$200
Two NEXUS application fee rebates of up to $200 CAD each when the fee is charged to the card
Worth about US$120 per application · CBSA's price, 5-year membership; non-refundable, checked Oct 2026
Every few years

Perks

Avis and Budget rental discount
Up to 30% off base rates with Avis Pay Now or up to 35% off base rates with Budget Pay Now at participating locations
Visa Airport Companion Lounge Visits
6 free visits a year at 1,200+ Visa Airport Companion lounges worldwide, for you or your guests
Worth about US$32 per person, per visit · Visa's price, Price once any free visits are used; subject to change, checked Oct 2026
Enroll first
Visa Infinite Concierge
24/7 Visa Infinite Privilege Concierge for travel, dining and events, 1 855 822-1240
Visa Infinite Luxury Hotel Collection
Perks at 900+ Visa Infinite Luxury Hotel Collection properties and 200+ Relais & Châteaux stays

Insurance · 12

Emergency Medical Insurance
Out-of-province emergency medical, up to $5,000,000 per person per trip, first 31 days, 64 or under
Trip Cancellation Insurance
Trip cancelled for a covered reason, up to $2,500 per person, $10,000 per trip for everyone combined
Trip Interruption Insurance
Trip interrupted or delayed for a covered reason, up to $5,000 per person, $25,000 combined
Flight Delay Insurance
Meals and hotel when a flight is delayed 4 hours or more, up to $500 per person, $1,000 per occurrence

Show all 12

Baggage Delay Insurance
Checked baggage delayed 6 hours or more, up to $500 per person, $1,000 combined
Lost Baggage Insurance
Checked or carry-on baggage lost, damaged or stolen, up to $1,000 per person, $2,500 combined
Rental Car Collision Damage Insurance
Rental car theft, loss or damage, up to $100,000 per rental, rentals up to 48 days
Hotel Burglary Insurance
Personal items stolen when your hotel room is broken into, up to $2,500 per occurrence
Common Carrier Travel Accident Insurance
Accidental death or dismemberment as a passenger on a plane, train, bus or ship, up to $500,000
Mobile Device Insurance
Phone or tablet lost, stolen or accidentally damaged, up to $1,500 per occurrence per person
Purchase Protection
Loss, theft or damage to new items within 180 days of purchase; $60,000 maximum per cardholder across all CIBC cards
Extended Warranty
Triples the manufacturer's warranty, up to 2 extra years, on eligible new items bought with the card

Got this card? We'll tell you when to use it.

PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.

Fine print

Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by CIBC. Card and program names belong to their owners.

Details last checked Oct 10, 2026.