Illustration, not the actual card design.

Amex · Earns Marriott Bonvoy points

Marriott Bonvoy American Express Card

Annual fee

$120

Welcome offer

Up to 70,000 points

Market

Canada · CAD

Biggest part of the offer: Spend $3,000 in your first 3 months.

See full terms at Amex

What it's worth before you spend

Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.

Year 1

$360

+$480 welcome bonus
+$0 yearly credits
−$120 fee

Year 2

−$40

Costs $40 a year until your spending covers it.

Every year after

−$120

Costs $120 a year until your spending covers it.

Plus 4 benefits with no fixed dollar value, like 15 Elite Night Credits, Gold Elite Status Upgrade and Marriott Bonvoy Silver Elite Status. Their worth depends on how you use the card, so they're not counted above. See them all

Estimated as of Oct 11, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.

Welcome offer

Offer may end without notice. Only for new Marriott Bonvoy American Express Cardmembers. If you are a current or former Cardmember, Amex may still approve you, but you won't get these offers. The month 13 offer needs you to keep the card into the second year, and the second-year annual fee is payable and may be higher than the initial annual fee.

  1. 1Spend $3,000 in your first 3 months60,000 pts≈ $480 est.Year 1
  2. 2Spend $500 in month 1310,000 pts≈ $80 est.Year 2

Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.

What it earns

Valued at 0.8¢ per Marriott Bonvoy point.

Where you spendEarnsBack per $1 (est.)
Marriott Hotels5 pts per $4¢
Everything else2 pts per $1.6¢

What else you get

Perks

  • 15 Elite Night Credits

    15 Elite Night Credits each calendar year

Status

  • Gold Elite Status Upgrade

    Gold Elite after $30,000 net purchases in a year, or 10 qualifying paid nights in a calendar year combined with the 15 Elite Night Credits

  • Marriott Bonvoy Silver Elite Status

    Marriott Bonvoy Silver Elite status with the card

Awards

  • Annual Free Night Award

    One free night at participating Marriott Bonvoy hotels, room redemption rate up to 35,000 points

Got this card? We'll tell you when to use it.

PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.

Fine print

Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by Amex. Card and program names belong to their owners.

Details last checked Oct 11, 2026.