Illustration, not the actual card design.
MBNA · Earns MBNA Rewards (Platinum Plus) points
MBNA Rewards Platinum Plus Mastercard
Annual fee
None
Welcome offer
Up to 10,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $500 in your first 90 days.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$100
+$100 welcome bonus
+$0 yearly credits
−$0 fee
Year 2
$0
+$0 yearly credits
−$0 fee
Every year after
$0
+$0 yearly credits
−$0 fee
Plus 5 benefits with no fixed dollar value, like Avis and Budget rental discount, Birthday Bonus Points and Mobile Device Insurance. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Offer may end without notice. Not available to residents of Quebec. You must be approved for this specific card. One bonus points offer per new account for each bonus. The $500 in purchases must not later be rescinded, charged back or disputed. For the paperless bonus, enrol in online banking and consent to paperless statements within the first 90 days, and keep that enrolment through that period. MBNA can change or cancel the promotion at any time without notice.
- 1Spend $500 in your first 90 days5,000 pts≈ $50 est.Year 1
- 2Sign up for paperless e-statements in your first 90 days5,000 pts≈ $50 est.Year 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per MBNA Rewards (Platinum Plus) point.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| SubscriptionsUp to $10,000/yr of spend | 2 pts per $ | 2¢ |
| StreamingUp to $10,000/yr of spend | 2 pts per $ | 2¢ |
| Recurring BillsUp to $10,000/yr of spend | 2 pts per $ | 2¢ |
| GroceriesUp to $10,000/yr of spend | 2 pts per $ | 2¢ |
| Dining & RestaurantsUp to $10,000/yr of spend | 2 pts per $ | 2¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Perks
- Avis and Budget rental discount
At least 10% off base rates in Canada and the U.S. and at least 5% internationally, at participating locations
- Birthday Bonus Points
10% of the points earned in the 12 months before your birthday month, up to 10,000 points a year
Insurance
- Mobile Device Insurance
Loss, theft, accidental damage or breakdown of a phone or tablet, up to $1,000, for 2 years from purchase
- Purchase Assurance
Theft or damage to items bought with the card, for 90 days from purchase
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by MBNA. Card and program names belong to their owners.
Details last checked Oct 10, 2026.