Illustration, not the actual card design.
National Bank · Earns National Bank Rewards points · Business card
National Bank Platinum Mastercard Business
Annual fee
$125
Market
Canada · CAD
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Every year
−$125
Costs $125 a year until your spending covers it.
Plus 7 benefits with no fixed dollar value, like Flight Delay Insurance, Baggage Delay Insurance and Lost Baggage Insurance. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
No welcome offer right now. Offers come and go; the rates below are what this card earns every day.
What it earns
Valued at 1¢ per National Bank Rewards point.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Everything else | 1.5 pts per $ | 1.5¢ |
What else you get
Insurance · 7
- Flight Delay Insurance
Up to $500 per person when a flight departure is delayed more than 4 hours
- Baggage Delay Insurance
Up to $500 per person for essentials when checked bags are delayed more than 6 hours
- Lost Baggage Insurance
Lost or stolen checked baggage, up to $1,000 per person per trip
- Rental Car Collision Damage Insurance
Collision, theft or damage to a rental car, rentals of 48 days or less, vehicle MSRP up to $65,000
Show all 7Show fewer
- Travel Accident Insurance
Accidental death or dismemberment aboard public transit, up to $250,000
- Purchase Protection
Theft or damage to items bought with the card, 180 days from purchase
- Extended Warranty
Triples the manufacturer's warranty, up to 2 additional years
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by National Bank. Card and program names belong to their owners.
Details last checked Oct 10, 2026.