Illustration, not the actual card design.
National Bank · Earns National Bank Rewards points
National Bank World Elite Mastercard
Annual fee
$150
Market
Canada · CAD
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Every year
$0
+$150 yearly credits
−$150 fee
Plus 11 benefits with no fixed dollar value, like Airport Lounge Access, Emergency Medical Insurance and Trip Cancellation Insurance. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
No welcome offer right now. Offers come and go; the rates below are what this card earns every day.
What it earns
Valued at 1¢ per National Bank Rewards point.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Dining & Restaurants | 5 pts per $ | 5¢ |
| Groceries | 5 pts per $ | 5¢ |
| Gas & Fuel | 2 pts per $ | 2¢ |
| Recurring Bills | 2 pts per $ | 2¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Statement credits
- Annual Travel Credit$150/yr
Airport parking, baggage fees, seat selection, lounge access and ticket upgrades
Enroll first
Perks
- Airport Lounge Access
Unlimited access to the National Bank Lounge at YUL for you, one guest and up to two children 12 and under
Insurance · 10
- Emergency Medical Insurance
Emergency medical up to $5,000,000 per person; 60 days if 54 or under, 31 days if 55 to 64, 15 days if 65 to 75
- Trip Cancellation Insurance
Non-refundable trip costs if you must cancel for a covered reason, up to $2,500 per person
- Trip Interruption Insurance
Extra travel costs if your trip is interrupted for a covered reason, up to $5,000 per person
- Flight Delay Insurance
Up to $500 per person when a flight is delayed more than 4 hours
Show all 10Show fewer
- Baggage Delay Insurance
Up to $500 per person for essentials when checked bags are delayed more than 6 hours
- Lost Baggage Insurance
Lost, stolen or damaged checked baggage, up to $1,000 per person
- Rental Car Collision Damage Insurance
Collision, theft or damage to a rental car, rentals of 48 days or less, vehicle MSRP up to $65,000
- Mobile Device Insurance
Accidental breakage, loss or theft of a mobile device, up to $1,000, for 2 years after purchase
- Purchase Protection
Theft or damage to items bought with the card, 180 days from purchase
- Extended Warranty
Triples the manufacturer's warranty, up to 2 additional years
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by National Bank. Card and program names belong to their owners.
Details last checked Oct 10, 2026.