RBC Avion Visa Business

Annual fee

$120 · waived year one

Welcome offer

Up to 35,000 points

Market

Canada · CAD

Biggest part of the offer: Get approved for the card (points arrive within 60 days).

See full terms at RBC

What it's worth before you spend

Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.

Year 1

$350

+$350 welcome bonus
+$0 yearly credits
−$0 fee (waived)

Year 2

−$120

Costs $120 a year until your spending covers it.

Every year after

−$120

Costs $120 a year until your spending covers it.

Plus 10 benefits with no fixed dollar value, like Trip Cancellation Insurance, Trip Interruption Insurance and Flight Delay Insurance. Their worth depends on how you use the card, so they're not counted above. See them all

Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.

Welcome offer

Offer may end without notice. Only the primary business owner is eligible. Not available to additional business owners or cardholders, to existing RBC Avion Visa Business cardholders, or to existing RBC Avion Visa Infinite Business cardholders who transfer to this card. If you change this card for another type of business credit card before the points are awarded, you may lose the benefit of this offer. It can't be combined with any other offer.

35,000 points: worth $350 at 1¢ a point, or up to $700 on travel (2¢ a point). How that works

1Get approved for the card (points arrive within 60 days)35,000 pts≈ $350 est.Year 1
First-year annual fee waived$120savedYear 1

Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.

What it earns

Valued at 1¢ per point. RBC Avion points can be worth more on travel. How that works

Where you spend	Earns	Back per $1 (est.)
Everything else	1 pt per $	1¢

What else you get

Insurance · 10

Trip Cancellation Insurance
Trip cancellation up to $1,500 per person, $5,000 per trip for everyone
Trip Interruption Insurance
Trip interruption up to $5,000 per person, $25,000 per trip for everyone
Flight Delay Insurance
Delays of 4+ hours: up to $250 per person, $500 per occurrence for everyone
Baggage Delay Insurance
Bags delayed 4+ hours: up to $500 per person, $2,500 per occurrence for essentials

Show all 10

Rental Car Collision Damage Insurance
Rental cars with MSRP up to $65,000, rentals up to 48 days, when you decline the agency's CDW
Hotel Burglary Insurance
Belongings stolen from a hotel, motel or cruise cabin: up to $2,500 per occurrence
Travel Accident Insurance
Accidental death or dismemberment on a common carrier: up to $500,000
Purchase Protection
Business purchases: loss, theft or damage for 90 days, up to $50,000 per account per calendar year
Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year
Liability Waiver Insurance
Waives the business's liability for unauthorized employee charges, up to $100,000 per card

Got this card? We'll tell you when to use it.

PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.

Fine print

Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by RBC. Card and program names belong to their owners.

Details last checked Oct 10, 2026.