RBC Avion Visa Infinite

Annual fee

$120

Welcome offer

Up to 70,000 points

Market

Canada · CAD

Biggest part of the offer: Get approved for the card (points arrive within 60 days).

See full terms at RBC

What it's worth before you spend

Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.

Year 1

$430

+$550 welcome bonus
+$0 yearly credits
−$120 fee

Year 2

$30

+$150 welcome bonus
+$0 yearly credits
−$120 fee

Every year after

−$120

Costs $120 a year until your spending covers it.

Plus 15 benefits with no fixed dollar value, like GigSky International Data eSIM, Visa Infinite Concierge and Visa Infinite Luxury Hotel Collection. Their worth depends on how you use the card, so they're not counted above. See them all

Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.

Welcome offer

Ends Nov 25, 2026. Not available to additional cardholders (co-applicants and authorized users), or to existing holders of any RBC Royal Bank personal credit card who transfer to this card during the offer period. If you close this card or change it to another type of RBC credit card before the points are credited, you may lose the benefit of this offer. It can't be combined with any other offer.

70,000 points: worth $700 at 1¢ a point, or up to $1,400 on travel (2¢ a point). How that works

1Get approved for the card (points arrive within 60 days)35,000 pts≈ $350 est.Year 1
2Spend $5,000 in your first 6 months20,000 pts≈ $200 est.Year 1
3Reach your first account anniversary with the account open (one-time anniversary bonus)15,000 pts≈ $150 est.Year 2

Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.

What it earns

Valued at 1¢ per point. RBC Avion points can be worth more on travel. How that works

Where you spend	Earns	Back per $1 (est.)
Travel	1.25 pts per $	1.25¢
Everything else	1 pt per $	1¢

What else you get

Perks

GigSky International Data eSIM
Free 1GB, 15-day GigSky eSIM plan in 175+ countries, plus 20% off other plans
Enroll first
Visa Infinite Concierge
24/7 complimentary concierge for travel, dining and event help
Visa Infinite Luxury Hotel Collection
Room upgrades, free breakfast and late checkout at 900+ hotels booked through the collection

Insurance · 11

Emergency Medical Insurance
Out-of-province emergency medical, unlimited, first 15 days of a trip under 65, 3 days if 65 or over
Trip Cancellation Insurance
Non-refundable prepaid travel if you cancel, up to $1,500 per person and $5,000 per trip
Trip Interruption Insurance
Costs if a trip is cut short or your return is delayed, up to $5,000 per person and $25,000 per trip
Flight Delay Insurance
Meals, hotel and essentials after a 4-hour delay, up to $250 a day per person and $500 per occurrence

Show all 11

Delayed and Lost Baggage Insurance
Essentials when checked bags are lost or 4+ hours late, up to $500 per person and $2,500 per occurrence
Rental Car Collision Damage Insurance
Damage or theft of a rental car, rentals up to 48 days, vehicles up to $65,000
Hotel Burglary Insurance
Personal property stolen from your hotel room or cruise cabin, up to $2,500 per occurrence
Travel Accident Insurance
Accidental death or dismemberment on a plane, train, bus or ship, up to $500,000
Mobile Device Insurance
Lost, stolen, damaged or failed phone or tablet, up to $1,500 per claim, for 2 years
Purchase Security
Loss or damage to new items for 90 days, up to $50,000 per account per calendar year
Extended Warranty
Doubles the manufacturer's warranty by up to 1 extra year

Status

Avion Rewards Elite
Automatic Avion Rewards Elite tier with access to the highest-value Avion offers

Got this card? We'll tell you when to use it.

PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.

Fine print

Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by RBC. Card and program names belong to their owners.

Details last checked Oct 10, 2026.