Illustration, not the actual card design.
RBC · Earns RBC Avion points · Business card
RBC Avion Visa Infinite Business
Annual fee
$175 · waived year one
Welcome offer
Up to 100,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $15,000 in your first 6 months.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$1,000
+$1,000 welcome bonus
+$0 yearly credits
−$0 fee (waived)
Year 2
−$175
Costs $175 a year until your spending covers it.
Every year after
−$175
Costs $175 a year until your spending covers it.
Plus 17 benefits with no fixed dollar value, like Liability Waiver Program, Visa Airport Companion Lounge Visits and Visa Infinite Concierge. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Ends Nov 30, 2026. Only the primary business owner is eligible, and only the primary owner's qualifying purchases count toward the $5,000 and $15,000 spend. Not available to additional business owners or cardholders, to existing RBC Avion Visa Infinite Business cardholders, or to existing holders of any RBC business credit card who transfer to this card during the offer period. The first-year annual fee waiver is for the primary business owner only. If you close the account or change it to another type of RBC credit card before the points are awarded, you may lose the benefit of the offer. It can't be combined with any other offer.
100,000 points: worth $1,000 at 1¢ a point, or up to $2,000 on travel (2¢ a point). How that works
- 1Get approved for the card (points arrive within 60 days)25,000 pts≈ $250 est.Year 1
- 2Make your first purchase within 3 months of opening20,000 pts≈ $200 est.Year 1
- 3Spend $5,000 in your first 3 months20,000 pts≈ $200 est.Year 1
- 4Spend $15,000 in your first 6 months35,000 pts≈ $350 est.Year 1
- First-year annual fee waived$175savedYear 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per point. RBC Avion points can be worth more on travel. How that works
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Everything else | 1.25 pts per $ | 1.25¢ |
What else you get
Perks · 5
- Liability Waiver Program
Waives the business's liability for unauthorized employee charges, up to $100,000 per card
- Visa Airport Companion Lounge Visits
Pay-per-visit access to 1,300+ lounges through Visa Airport Companion, US$32 per person per visit
Worth about US$32 per person, per visit · Visa's price, Price once any free visits are used; subject to change, checked Oct 2026
Enroll first - Visa Infinite Concierge
Free concierge for travel, dining and business errands
- Visa Infinite Dining Series
Access to Visa Infinite dining events
Show all 5Show fewer
- Visa Infinite Luxury Hotel Collection
Visa Infinite Luxury Hotel Collection: late checkout, automatic room upgrades and more
Insurance · 12
- Emergency Medical Insurance
Out-of-province emergency medical, unlimited, first 15 days of a trip under 65 (3 days if 65+)
- Trip Cancellation Insurance
Trip cancellation up to $1,500 per person, $5,000 per trip for everyone
- Trip Interruption Insurance
Trip interruption up to $5,000 per person, $25,000 per trip for everyone
- Flight Delay Insurance
Delays of 4+ hours: up to $250 per person, $500 per occurrence for everyone
Show all 12Show fewer
- Baggage Delay Insurance
Bags delayed 4+ hours: up to $500 per person, $2,500 per occurrence for essentials
- Lost Baggage Insurance
Checked bags lost or stolen: up to $1,000 per occurrence for all travellers combined
- Rental Car Collision Damage Insurance
Rental cars with MSRP up to $65,000, rentals up to 48 days, when you decline the agency's CDW
- Hotel Burglary Insurance
Belongings stolen from a hotel, motel or cruise cabin: up to $2,500 per occurrence
- Travel Accident Insurance
Accidental death or dismemberment on a common carrier: up to $500,000
- Mobile Device Insurance
Phones bought on the card: loss, theft, damage or failure up to $2,000 per claim for 2 years
- Purchase Protection
Business purchases: loss, theft or damage for 90 days, up to $50,000 per account per calendar year
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by RBC. Card and program names belong to their owners.
Details last checked Oct 10, 2026.