Illustration, not the actual card design.
RBC · Earns RBC Avion points
RBC Avion Visa Infinite Privilege
Annual fee
$399
Welcome offer
Up to 100,000 points
Market
Canada · CAD
Biggest part of the offer: Reach your first account anniversary with the account open (one-time anniversary bonus).
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$151
+$550 welcome bonus
+$0 yearly credits
−$399 fee
Year 2
$51
+$450 welcome bonus
+$0 yearly credits
−$399 fee
Every year after
−$399
Costs $399 a year until your spending covers it.
Plus 17 benefits with no fixed dollar value, like 6 Airport Lounge Visits per Year, GigSky International Data eSIM and Visa Infinite Concierge. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Ends Nov 25, 2026. Not available to additional cardholders (co-applicants and authorized users), or to existing holders of any RBC Royal Bank personal credit card who transfer to this card during the offer period. If you close this card or change it to another type of RBC credit card before the points are credited, you may lose the benefit of this offer. It can't be combined with any other offer.
100,000 points: worth $1,000 at 1¢ a point, or up to $2,000 on travel (2¢ a point). How that works
- 1Get approved for the card (points arrive within 60 days)35,000 pts≈ $350 est.Year 1
- 2Spend $5,000 in your first 6 months20,000 pts≈ $200 est.Year 1
- 3Reach your first account anniversary with the account open (one-time anniversary bonus)45,000 pts≈ $450 est.Year 2
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per point. RBC Avion points can be worth more on travel. How that works
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Everything else | 1.25 pts per $ | 1.25¢ |
What else you get
Perks
- 6 Airport Lounge Visits per Year
Six DragonPass (Visa Airport Companion) lounge visits per membership year at 1,300+ lounges
Worth about US$32 per person, per visit · Visa's price, Price once any free visits are used; subject to change, checked Oct 2026
Enroll first - GigSky International Data eSIM
Free 1 GB / 15-day GigSky plan twice a year in 175+ countries, plus 30% off other plans
Enroll first - Visa Infinite Concierge
Visa Infinite Privilege concierge for travel, dining and gifts, any time
- Visa Infinite Luxury Hotel Collection
900+ Visa Infinite Luxury Hotel Collection properties: upgrades, breakfast, late checkout
Insurance · 12
- Emergency Medical Insurance
Out-of-province emergency medical, unlimited, first 31 days of a trip under 65 (7 days if 65+)
- Trip Cancellation Insurance
Trip cancellation up to $2,500 per person per trip
- Trip Interruption Insurance
Trip interruption up to $5,000 per person per trip
- Flight Delay Insurance
Delays of 4+ hours: up to $500 per day per person, $1,000 per occurrence for everyone
Show all 12Show fewer
- Baggage Delay Insurance
Bags delayed 4+ hours: up to $750 per person, $3,000 per occurrence for essentials
- Lost Baggage Insurance
Checked bags lost or stolen: up to $2,500 per occurrence for all travellers combined
- Rental Car Collision Damage Insurance
Rental cars with MSRP up to $85,000, rentals up to 48 days, when you decline the agency's CDW
- Hotel Burglary Insurance
Belongings stolen from a hotel, motel or cruise cabin: up to $3,000 per occurrence
- Travel Accident Insurance
Accidental death or dismemberment on a common carrier: up to $500,000
- Mobile Device Insurance
Phones bought on the card: loss, theft, damage or failure up to $1,500 per claim for 2 years
- Purchase Protection
Loss, theft or damage for 120 days after purchase, up to $50,000 per card per calendar year
- Extended Warranty
Triples the manufacturer's warranty, up to 2 extra years
Status
- Avion Rewards Elite Membership
Automatic Avion Elite tier while you hold the card
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by RBC. Card and program names belong to their owners.
Details last checked Oct 10, 2026.