Illustration, not the actual card design.
RBC · Earns RBC Avion points
RBC Avion Visa Platinum
Annual fee
$120
Welcome offer
Up to 70,000 points
Market
Canada · CAD
Biggest part of the offer: Get approved for the card (points arrive within 60 days).
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$430
+$550 welcome bonus
+$0 yearly credits
−$120 fee
Year 2
$30
+$150 welcome bonus
+$0 yearly credits
−$120 fee
Every year after
−$120
Costs $120 a year until your spending covers it.
Plus 10 benefits with no fixed dollar value, like Trip Cancellation Insurance, Trip Interruption Insurance and Flight Delay Insurance. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Ends Nov 25, 2026. Not available to additional cardholders (co-applicants and authorized users), or to existing holders of any RBC Royal Bank personal credit card who transfer to this card during the offer period. If you close this card or change it to another type of RBC credit card before the points are credited, you may lose the benefit of this offer. It can't be combined with any other offer.
70,000 points: worth $700 at 1¢ a point, or up to $1,400 on travel (2¢ a point). How that works
- 1Get approved for the card (points arrive within 60 days)35,000 pts≈ $350 est.Year 1
- 2Spend $5,000 in your first 6 months20,000 pts≈ $200 est.Year 1
- 3Reach your first account anniversary with the account open (one-time anniversary bonus)15,000 pts≈ $150 est.Year 2
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per point. RBC Avion points can be worth more on travel. How that works
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Everything else | 1 pt per $ | 1¢ |
What else you get
Insurance · 9
- Trip Cancellation Insurance
Trip cancellation up to $1,000 per person, $5,000 per trip for everyone
- Trip Interruption Insurance
Trip interruption up to $2,500 per person per trip
- Flight Delay Insurance
Delays of 4+ hours: up to $250 per person, $500 per occurrence for everyone
- Baggage Delay Insurance
Bags delayed 4+ hours: up to $500 per person, $2,500 per occurrence for essentials
Show all 9Show fewer
- Rental Car Collision Damage Insurance
Rental cars with MSRP up to $65,000, rentals up to 48 days, when you decline the agency's CDW
- Hotel Burglary Insurance
Belongings stolen from a hotel, motel or cruise cabin: up to $2,500 per occurrence
- Travel Accident Insurance
Accidental death or dismemberment on a common carrier: up to $500,000
- Purchase Protection
Loss, theft or damage for 90 days after purchase, up to $50,000 per card per calendar year
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year
Status
- Avion Rewards Elite Membership
Automatic Avion Elite tier while you hold the card
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by RBC. Card and program names belong to their owners.
Details last checked Oct 10, 2026.