Illustration, not the actual card design.
RBC · Earns British Airways Avios points
RBC British Airways Visa Infinite
Annual fee
$165
Welcome offer
Up to 50,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $6,000 in your first 90 days.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$335
+$500 welcome bonus
+$0 yearly credits
−$165 fee
Year 2
−$165
Costs $165 a year until your spending covers it.
Every year after
−$165
Costs $165 a year until your spending covers it.
Plus 13 benefits with no fixed dollar value, like British Airways Flight Discount, GigSky International Data eSIM and Visa Infinite Concierge. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Offer may end without notice. Not available to additional cardholders (co-applicants and authorized users), or to existing holders of any RBC Royal Bank personal credit card who transfer to this card. The address on your British Airways Club account must match the one on your card account at all times for the Avios to be posted. It can't be combined with any other offer, except as RBC sets out.
50,000 points: worth $500 at 1¢ a point, or up to $1,050 on travel (2.1¢ a point). How that works
- 1Spend $6,000 in your first 90 days50,000 pts≈ $500 est.Year 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per point. British Airways Avios points can be worth more on travel. How that works
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Dining & Restaurants | 2 pts per $ | 2¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Perks
- British Airways Flight Discount
10% off British Airways flights booked at ba.com/RBC10, through Dec 31, 2026
Every flight - GigSky International Data eSIM
Free 1GB, 15-day GigSky eSIM plan, plus 20% off other plans
Enroll first - Visa Infinite Concierge
Visa Infinite concierge for travel, dining and gifts, any time
- Visa Infinite Luxury Hotel Collection
900+ Visa Infinite Luxury Hotel Collection properties: upgrades, breakfast, late checkout
Insurance · 8
- Emergency Medical Insurance
Out-of-province emergency medical, unlimited, first 31 days of a trip under 65 (7 days if 65+)
- Flight Delay Insurance
Delays of 4+ hours: up to $250 per person, $500 per occurrence for everyone
- Baggage Delay Insurance
Bags delayed 4+ hours: up to $500 per person, $2,500 per occurrence for essentials
- Rental Car Collision Damage Insurance
Rental cars with MSRP up to $65,000, rentals up to 48 days, when you decline the agency's CDW
Show all 8Show fewer
- Hotel Burglary Insurance
Belongings stolen from a hotel, motel or cruise cabin: up to $2,500 per occurrence
- Travel Accident Insurance
Accidental death or dismemberment on a common carrier: up to $500,000
- Purchase Protection
Loss, theft or damage for 90 days after purchase, up to $50,000 per card per calendar year
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year
Awards
- British Airways Companion Voucher
Bring a companion on an Avios reward flight, or fly solo for 50% off the Avios fare
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by RBC. Card and program names belong to their owners.
Details last checked Oct 10, 2026.