Illustration, not the actual card design.
Scotiabank · Earns Scene+ points
Scotiabank Passport Visa Infinite +
Annual fee
$150
Welcome offer
Up to 35,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $2,000 in your first 3 months.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$200
+$350 welcome bonus
+$0 yearly credits
−$150 fee
Year 2
−$150
Costs $150 a year until your spending covers it.
Every year after
−$150
Costs $150 a year until your spending covers it.
Plus 16 benefits with no fixed dollar value, like Airport Lounge Visits, GigSky International Data eSIM and No Foreign Transaction Fees. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Sep 25, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Ends Nov 1, 2026. Not available if you have, or in the past 2 years had, any Scotiabank personal credit card as primary or additional cardholder, including if you switch from one. Scotiabank employees are not eligible. All cardholders can still earn the card's 10,000-point annual bonus for spending $40,000.
- 1Spend $2,000 in your first 3 months25,000 pts≈ $250 est.Year 1
- 2Spend $40,000 in your first year10,000 pts≈ $100 est.Year 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per Scene+ point.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Sobeys | 3 pts per $ | 3¢ |
| FreshCo | 3 pts per $ | 3¢ |
| Safeway | 3 pts per $ | 3¢ |
| Dining & Restaurants | 2 pts per $ | 2¢ |
| Entertainment | 2 pts per $ | 2¢ |
| Transit | 2 pts per $ | 2¢ |
| Groceries | 2 pts per $ | 2¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Perks · 5
- Airport Lounge Visits
6 free visits a year at 1,200+ lounges through Visa Airport Companion (DragonPass)
Worth about US$32 per person, per visit · Visa's price, Price once any free visits are used; subject to change, checked Oct 2026
Enroll first - GigSky International Data eSIM
10GB of GigSky global data for 15 days every year, plus a 1GB 15-day plan and unlimited Travel Essentials apps; 20% off more GigSky plans
Enroll first - No Foreign Transaction Fees
No 2.5% foreign transaction fee on purchases abroad or online; only the exchange rate applies
- Visa Infinite Concierge
24/7 complimentary concierge for travel, dining and event help
Show all 5Show fewer
- Visa Infinite Luxury Hotel Collection
Room upgrades, free breakfast and late checkout at 900+ hotels booked through the collection
Insurance · 10
- Travel Emergency Medical Insurance
Out-of-province emergency medical, up to $2,000,000, first 25 days of a trip under 65, 3 days if 65 or over
- Trip Cancellation Insurance
Non-refundable travel if you cancel, up to $1,500 per person and $10,000 per trip
- Trip Interruption Insurance
Costs if a trip is cut short or your return is delayed, up to $2,500 per person and $10,000 per trip
- Flight Delay Insurance
Hotel, meals and essentials during a covered flight delay, up to $500 per person
Show all 10Show fewer
- Delayed and Lost Luggage Insurance
Essentials if checked bags are delayed, or replacement if lost, up to $1,000 per trip
- Rental Car Collision Damage Insurance
Damage or theft of a rental car, rentals up to 48 days, vehicles up to $65,000
- Hotel Burglary Insurance
Personal property stolen from your hotel room, up to $1,000 per occurrence
- Common Carrier Travel Accident Insurance
Accidental death or dismemberment on a plane, train, bus or ship, up to $500,000 per person
- Purchase Security
Theft, loss or damage to most new items for 90 days from purchase
- Extended Warranty
Doubles the manufacturer's warranty by up to 1 extra year
Status
- Avis Preferred Plus Membership
Complimentary Avis Preferred Plus: car upgrades and 5% to 25% off select Avis rates
Enroll first
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PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by Scotiabank. Card and program names belong to their owners.
Details last checked Sep 25, 2026.