Illustration, not the actual card design.
Amex · Cash back
SimplyCash Card from American Express
Annual fee
None
Welcome offer
Up to $100 back
Market
Canada · CAD
Biggest part of the offer: Get a bonus 5% cash back on up to $2,000 in purchases in your first 3 months, up to $100.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$100
+$100 welcome bonus
+$0 yearly credits
−$0 fee
Year 2
$0
+$0 yearly credits
−$0 fee
Every year after
$0
+$0 yearly credits
−$0 fee
Estimated as of Oct 11, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Offer may end without notice. Only for new SimplyCash Card from American Express Cardmembers. If you are a current or former SimplyCash Cardmember, Amex may still approve you, but you won't get this cash back offer. Offer subject to change at any time.
- 1Get a bonus 5% cash back on up to $2,000 in purchases in your first 3 months, up to $100$100 backYear 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Cash back, straight onto your statement.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Gas & Fuel | 2% back | 2¢ |
| GroceriesUp to $15,000/yr of spend | 2% back | 2¢ |
| Everything else | 1.25% back | 1.25¢ |
What else you get
No perks on file for this card yet. Spot one we missed? Tell us.
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PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by Amex. Card and program names belong to their owners.
Details last checked Oct 11, 2026.