Illustration, not the actual card design.
Tangerine · Earns Scene+ points
Tangerine Rewards World Elite Mastercard
Annual fee
$120
Welcome offer
Up to 50,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $5,000 in the first 90 days after account opening.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$380
+$500 welcome bonus
+$0 yearly credits
−$120 fee
Year 2
−$120
Costs $120 a year until your spending covers it.
Every year after
−$120
Costs $120 a year until your spending covers it.
Plus 5 benefits with no fixed dollar value, like Airport Lounge Passes, FlexiRoam Global Data eSIM and Travel Emergency Medical Insurance. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Ends Jan 31, 2027. Only for new Tangerine Rewards World Elite Mastercard account holders who have not previously been primary cardholders of this card, apply by January 31, 2027, and have $5,000 in net purchases posted within the 90 days after the account is opened. Purchases by the primary cardholder and authorized users both count. Tangerine can reverse the points if you don't meet a condition, including because of returns or refunds. One offer per client, not transferable, and it can't be combined with other credit card offers. Tangerine can change, cancel or extend the offer at any time.
- 1Spend $5,000 in the first 90 days after account opening50,000 pts≈ $500 est.Year 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per Scene+ point. You pick 3 of the categories marked "if chosen".
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Dining & Restaurants · if chosen | 1.5 pts per $ | 1.5¢ |
| Groceries · if chosen | 1.5 pts per $ | 1.5¢ |
| Gas & Fuel · if chosen | 1.5 pts per $ | 1.5¢ |
| Transit · if chosen | 1.5 pts per $ | 1.5¢ |
| Drugstore & Pharmacy · if chosen | 1.5 pts per $ | 1.5¢ |
| Entertainment · if chosen | 1.5 pts per $ | 1.5¢ |
| Recurring Bills · if chosen | 1.5 pts per $ | 1.5¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Perks
- Airport Lounge Passes
4 DragonPass lounge visits a year (Mastercard Travel Pass); a guest uses one of your visits
Enroll first - FlexiRoam Global Data eSIM
Free 3GB global roaming data eSIM, valid 5 days from activation
Enroll first
Insurance
- Travel Emergency Medical Insurance
Up to $5 million in emergency medical for the first 15 days of a trip, cardholders under 65
- Trip Cancellation Insurance
Non-refundable trip costs if you cancel before departure, up to $2,000 per person and $5,000 per trip
- Trip Interruption Insurance
Extra fare and unused trip costs if a trip is cut short, up to $2,000 per person and $25,000 per trip
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by Tangerine. Card and program names belong to their owners.
Details last checked Oct 10, 2026.