Illustration, not the actual card design.
TD · Earns Aeroplan points
TD Aeroplan Visa Infinite
Annual fee
$139 · waived year one
Welcome offer
Up to 50,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $12,000 in your first 12 months and keep the account open for a year.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$430
+$250 welcome bonus
+$180 yearly credits
−$0 fee (waived)
Year 2
$291
+$250 welcome bonus
+$180 yearly credits
−$139 fee
Every year after
$41
+$180 yearly credits
−$139 fee
Plus 19 benefits with no fixed dollar value, like NEXUS Application Fee Rebate, GigSky International Data eSIM and Visa Infinite Concierge. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Sep 25, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Offer may end without notice. Not available if you opened any TD Aeroplan Visa account (Platinum, Infinite, Infinite Privilege or Business) in the last 12 months. Under Aeroplan's terms, the bonus points may be withheld or taken back if you have already received Aeroplan welcome points for a new card of this type, from TD or another issuer. The first-year fee rebate needs the card activated and a first purchase within 3 months of opening.
50,000 points: worth $500 at 1¢ a point, or up to $1,000 on travel (2¢ a point). How that works
- 1Make your first purchase10,000 pts≈ $100 est.Year 1
- 2Spend $3,000 in your first 90 days15,000 pts≈ $150 est.Year 1
- 3Spend $12,000 in your first 12 months and keep the account open for a year25,000 pts≈ $250 est.Year 2
- First-year annual fee waived$139savedYear 1
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per point. Aeroplan points can be worth more on travel. How that works
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Gas & Fuel | 1.5 pts per $ | 1.5¢ |
| Groceries | 1.5 pts per $ | 1.5¢ |
| Hyatt Hotels | 1.5 pts per $ | 1.5¢ |
| Air Canada | 1.5 pts per $ | 1.5¢ |
| Everything else | 1 pt per $ | 1¢ |
What else you get
Statement credits
- NEXUS Application Fee Rebate$100
NEXUS application fee, up to $100 per cardholder
Worth about US$120 per application · CBSA's price, 5-year membership; non-refundable, checked Oct 2026
Every few yearsEnroll first
Perks · 7
- Free First Checked Bag$180/yr
Air Canada flights: first bag free for you, additional cardholders and up to 8 companions; valued at $180 a year (2 people, 1 round trip)
Worth about $45 per bag, each way · Air Canada's price, Economy Basic or Standard fare, within Canada and to or from the U.S., before tax (Flex fares include one free), checked Oct 2026
- GigSky International Data eSIM
10GB of GigSky global data for 15 days every year, plus a 1GB 15-day plan and unlimited Travel Essentials apps; 20% off more GigSky plans
Enroll first - Visa Infinite Concierge
24/7 concierge for travel, dining, tickets and shopping help
- Visa Infinite Dining Series
Access to Visa Infinite dining events
Show all 7Show fewer
- Visa Infinite Entertainment Access
Access to ticketed entertainment and presales
- Visa Infinite Luxury Hotel Collection
Upgrades, breakfast for two and late checkout at 900+ hotels booked through the collection
- Visa Infinite Troon Golf
Troon Rewards Silver status at participating golf courses
Insurance · 11
- Travel Medical Insurance
Out-of-province emergency medical, up to $2,000,000, first 21 days of a trip, under 65
- Trip Cancellation Insurance
Up to $1,500 per person and $5,000 per trip if you cancel before departure
- Trip Interruption Insurance
Up to $5,000 per person and $25,000 per trip if a trip is cut short
- Flight and Trip Delay Insurance
Delays over 4 hours, up to $500 per person
Show all 11Show fewer
- Delayed and Lost Baggage Insurance
Bags delayed 6+ hours or lost, up to $1,000 per person combined
- Rental Car Collision Damage Insurance
Damage or theft of a rental car, rentals up to 48 days
- Hotel Burglary Insurance
Personal items stolen from your hotel room, up to $2,500 per occurrence
- Common Carrier Travel Accident Insurance
Accidental injury or death on a plane, train, bus or ferry, up to $500,000
- Mobile Device Insurance
Phone or tablet loss, theft, damage or breakdown, up to $1,000
- Purchase Security
New items bought with the card, stolen or damaged within 90 days
- Extended Warranty
Doubles the manufacturer's warranty, up to 12 extra months
Status
- Aeroplan Elite Status Boost
1,000 Status Qualifying Credits per $20,000 spent, up to 25,000 a year
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by TD. Card and program names belong to their owners.
Details last checked Sep 25, 2026.