Illustration, not the actual card design.
TD · Earns Aeroplan points
TD Aeroplan Visa Infinite Privilege
Annual fee
$599
Welcome offer
Up to 100,000 points
Market
Canada · CAD
Biggest part of the offer: Spend $24,000 in your first 365 days and keep the account open and active for a year.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$81
+$500 welcome bonus
+$180 yearly credits
−$599 fee
Year 2
$81
+$500 welcome bonus
+$180 yearly credits
−$599 fee
Every year after
−$419
Costs $419 a year until your spending covers it.
Plus 29 benefits with no fixed dollar value, like NEXUS Application Fee Rebate, Airport Priority Lanes and Parking and Avis and Budget rental discount. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Sep 25, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Offer may end without notice. Not available if you opened any TD Aeroplan Visa account (Platinum, Infinite, Infinite Privilege or Business) in the last 12 months. Under Aeroplan's terms, the bonus points may be withheld or taken back if you have already received Aeroplan welcome points for a new card of this type, from TD or another issuer.
100,000 points: worth $1,000 at 1¢ a point, or up to $2,000 on travel (2¢ a point). How that works
- 1Make your first purchase20,000 pts≈ $200 est.Year 1
- 2Spend $12,000 in your first 180 days30,000 pts≈ $300 est.Year 1
- 3Spend $24,000 in your first 365 days and keep the account open and active for a year50,000 pts≈ $500 est.Year 2
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per point. Aeroplan points can be worth more on travel. How that works
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Hyatt Hotels | 2 pts per $ | 2¢ |
| Air Canada | 2 pts per $ | 2¢ |
| Dining & Restaurants | 1.5 pts per $ | 1.5¢ |
| Travel | 1.5 pts per $ | 1.5¢ |
| Gas & Fuel | 1.5 pts per $ | 1.5¢ |
| Transit | 1.5 pts per $ | 1.5¢ |
| Groceries | 1.5 pts per $ | 1.5¢ |
| Everything else | 1.25 pts per $ | 1.25¢ |
What else you get
Statement credits
- NEXUS Application Fee Rebate$100
NEXUS application fee, up to $100 per cardholder
Worth about US$120 per application · CBSA's price, 5-year membership; non-refundable, checked Oct 2026
Every few yearsEnroll first
Perks · 11
- Free First Checked Bag$180/yr
Air Canada flights: first bag free for you, additional cardholders and up to 8 companions; valued at $180 a year (2 people, 1 round trip)
Worth about $45 per bag, each way · Air Canada's price, Economy Basic or Standard fare, within Canada and to or from the U.S., before tax (Flex fares include one free), checked Oct 2026
- Airport Priority Lanes and Parking
Priority security lanes at Toronto City (Billy Bishop), Vancouver, Ottawa and Montréal-Trudeau airports; taxi lane at Vancouver only; premium parking at Vancouver and Ottawa; up to 20% off parking at Ottawa, Vancouver and Montréal-Trudeau
- Avis and Budget rental discount
At least 10% off base rates in Canada and the U.S. and at least 5% internationally, at participating Avis and Budget locations
- Maple Leaf Lounge Access
Unlimited Maple Leaf Lounge and Air Canada Café access in Canada and the United States, plus one guest
Show all 11Show fewer
- Priority Check-in, Boarding and Baggage
Air Canada Zone 2 boarding, priority check-in and priority bags for you and up to 8 companions
Every flight - Visa Airport Companion Lounge Visits
6 lounge visits a year at 1,200+ lounges worldwide
Worth about US$32 per person, per visit · Visa's price, Price once any free visits are used; subject to change, checked Oct 2026
Enroll first - Visa Infinite Dining Series
Access to Visa Infinite dining events
- Visa Infinite Luxury Hotel Collection
Upgrades, breakfast for two and late checkout at 900+ hotels booked through the collection
- Visa Infinite Privilege Concierge
24/7 concierge for travel, dining, tickets and shopping help
- Visa Infinite Screening Series
Presale and priority access for TIFF screenings
- Visa Infinite Troon Golf
Troon Rewards Platinum status at 150+ courses, 20% off
Insurance · 12
- Travel Medical Insurance
Out-of-province emergency medical, up to $5,000,000, first 31 days of a trip, under 65
- Trip Cancellation Insurance
Up to $2,500 per person and $5,000 per trip if you cancel before departure
- Trip Interruption Insurance
Up to $5,000 per person and $25,000 per trip if a trip is cut short
- Flight and Trip Delay Insurance
Delays over 4 hours, up to $1,000
Show all 12Show fewer
- Delayed Baggage Insurance
Bags delayed 4+ hours, up to $1,000 per person for essentials
- Lost Baggage Insurance
Lost checked bags, up to $2,500 per person
- Rental Car Collision Damage Insurance
Damage or theft of a rental car, rentals up to 48 days
- Hotel Burglary Insurance
Personal items stolen from your hotel room, up to $2,500 per occurrence
- Common Carrier Travel Accident Insurance
Accidental injury or death on a plane, train, bus or ferry, up to $500,000
- Mobile Device Insurance
Phone or tablet loss, theft, damage or breakdown, up to $1,500
- Purchase Security
New items bought with the card, stolen or damaged within 120 days
- Extended Warranty
Doubles the manufacturer's warranty, up to 24 extra months
Status · 5
- Aeroplan Elite Status Boost
1,000 Status Qualifying Credits per $5,000 spent, up to 25,000 a year
- Avis President's Club
Avis President's Club: two-car-class rental upgrades
- Hertz Gold Plus Rewards President's Circle
Hertz Gold Plus Rewards President's Circle status
- Visa RSVP Diamond status
Visa RSVP Diamond status at 60+ Sandman and Sutton Place hotels
Show all 5Show fewer
- World of Hyatt Discoverist Status
Hyatt Discoverist status plus 5 tier-qualifying nights a year
Enroll first
Awards
- Annual Worldwide Companion Pass
One round-trip Air Canada companion ticket a year from $99 plus taxes
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by TD. Card and program names belong to their owners.
Details last checked Sep 25, 2026.