Illustration, not the actual card design.
RBC · Earns WestJet Points points · Business card
WestJet RBC World Elite Mastercard for Business
Annual fee
$175
Welcome offer
Up to 100,000 points
Market
Canada · CAD
Biggest part of the offer: Make your first purchase.
What it's worth before you spend
Welcome bonus, plus perks you get no matter what, minus the fee. Everyday earning comes on top.
Year 1
$725
+$900 welcome bonus
+$0 yearly credits
−$175 fee
Year 2
−$75
Costs $75 a year until your spending covers it.
Every year after
−$175
Costs $175 a year until your spending covers it.
Plus 20 benefits with no fixed dollar value, like 6 Lounge Passes per Year, Free First Checked Bag and Liability Waiver Program. Their worth depends on how you use the card, so they're not counted above. See them all
Estimated as of Oct 10, 2026. Assumes you're approved, qualify for the offer and meet its spending requirement. Points valued at up to 1¢ each, which is our assumption. Before everyday spending.
Welcome offer
Ends Nov 30, 2026. Only the primary business owner is eligible, and only the primary owner's qualifying purchases count toward the $5,000 and $15,000 spend. Not available to additional business owners or cardholders, to existing WestJet RBC World Elite Mastercard for Business cardholders, or to existing holders of any RBC business credit card who transfer to this card during the offer period. If you close the account or change it to another type of RBC credit card before the points are awarded, you may lose the benefit of the offer. It can't be combined with any other offer.
- 1Make your first purchase35,000 pts≈ $350 est.Year 1
- 2Make your first purchase within 3 months of opening10,000 pts≈ $100 est.Year 1
- 3Spend $5,000 in your first 3 months20,000 pts≈ $200 est.Year 1
- 4Spend $15,000 in your first 6 months25,000 pts≈ $250 est.Year 1
- 5Keep the account open to your first anniversary (anniversary bonus)10,000 pts≈ $100 est.Year 2
Not guaranteed. Welcome offers and bonuses are at the card issuer's discretion, and can change or end at any time.
What it earns
Valued at 1¢ per WestJet Points point.
| Where you spend | Earns | Back per $1 (est.) |
|---|---|---|
| Telecom | 3 pts per $ | 3¢ |
| Shipping | 3 pts per $ | 3¢ |
| WestJet | 3 pts per $ | 3¢ |
| Everything else | 1.5 pts per $ | 1.5¢ |
What else you get
Perks · 5
- 6 Lounge Passes per Year
Six complimentary WestJet lounge passes a year, a Silver status benefit
- Free First Checked Bag
First checked bag free on WestJet for you and up to 8 guests on the same reservation
Worth about $45 per bag, each way · WestJet's price, Econo fare, prepaid online, within Canada and the U.S.; $45–$53 depending on departure-airport taxes, checked Oct 2026
Every booking - Liability Waiver Program
Waives the business's liability for unauthorized employee charges, up to $100,000 per card
- Mastercard Travel Pass Lounge Access
Pay-per-visit access to 1,300+ DragonPass lounges at $32 USD per person per visit
Enroll first
Show all 5Show fewer
- Two Free Checked Bags
Two free checked bags on WestJet for you and up to 8 guests on the same reservation
Worth about $45 per bag, each way · WestJet's price, Econo fare, prepaid online, within Canada and the U.S.; $45–$53 depending on departure-airport taxes, checked Oct 2026
Every booking
Insurance · 12
- Emergency Medical Insurance
Out-of-province emergency medical, unlimited, first 15 days of a trip under 65 (3 days if 65+)
- Trip Cancellation Insurance
Trip cancellation up to $1,500 per person, $5,000 per trip for everyone
- Trip Interruption Insurance
Trip interruption up to $5,000 per person, $25,000 per trip for everyone
- Flight Delay Insurance
Delays of 4+ hours: up to $250 per person, $500 per occurrence for everyone
Show all 12Show fewer
- Baggage Delay Insurance
Bags delayed 4+ hours: up to $500 per person, $2,500 per occurrence for essentials
- Lost Baggage Insurance
Checked bags lost or stolen: up to $1,000 per occurrence for all travellers combined
- Rental Car Collision Damage Insurance
Rental cars with MSRP up to $65,000, rentals up to 48 days, when you decline the agency's CDW
- Hotel Burglary Insurance
Belongings stolen from a hotel, motel or cruise cabin: up to $2,500 per occurrence
- Travel Accident Insurance
Accidental death or dismemberment on a common carrier: up to $500,000
- Mobile Device Insurance
Phones bought on the card: loss, theft, damage or failure up to $2,000 per claim for 2 years
- Purchase Protection
Business purchases: loss, theft or damage for 90 days, up to $50,000 per account per calendar year
- Extended Warranty
Doubles the manufacturer's warranty, up to 1 extra year
Status
- WestJet Biz Tier 1
Automatic WestJet Biz Tier 1: flight discounts of up to 15% for business bookings
- WestJet Rewards Silver Status
Automatic Silver status: priority check-in and boarding, lounge passes, free checked bags
- WestJet Rewards Status Lift
$200 of tier-qualifying spend per $5,000 spent, up to 50 lifts ($10,000) a year
Got this card? We'll tell you when to use it.
PointsMaxxing checks the store you're standing in and picks the card in your wallet that earns the most there.
Fine print
Card details are checked against public sources. Issuers change fees, offers and earn rates without notice, and the issuer's terms are the only ones that count, so check them before you apply. Approval, welcome offers and bonus points are at the issuer's discretion and aren't guaranteed. The values above are estimates based on our own point valuations and on assumptions about approval and spending, not a forecast of what you'll receive. This is general information, not financial advice, and it doesn't say whether this card suits you. We're not affiliated with or endorsed by RBC. Card and program names belong to their owners.
Details last checked Oct 10, 2026.